eCommerce funding: how our revenue-based financing services provide financial stability

eCommerce funding can provide the financial stability as a base for any successful business to stand firm. Especially for eCommerce businesses - who have to deal with fluctuating revenues and rapid growth. Luckily modern problems require modern solutions. Introducing Revenue-based financing (RBF), a tailored solution that offers financial flexibility and support for modern businesses to thrive. 

Recap of Revenue-Based Financing

Revenue-based financing is a funding method where businesses receive capital in exchange for a percentage of their future revenues. Unlike traditional loans, where fixed repayments are required, RBF aligns repayment with the company's income, offering a more adaptable financing solution.

Key features of RBF:

Repayment flexibility: payments adjust according to revenue, easing financial pressure during low-income periods.

No equity dilution: businesses retain full ownership and control.

Alignment with business growth: funding scales with revenue, supporting expansion without additional financial strain.

Quick access to capital: faster approval and disbursement compared to traditional methods.

Risk mitigation: reduces the risk of default and financial distress during economic downturns.

Comparison with traditional financing methods

Traditional financing methods, such as loans and equity financing, often come with fixed repayment schedules or dilution of ownership. Loans can be difficult to repay during downturns, while equity financing requires giving up a portion of the business. RBF offers both flexibility and autonomy, making it an ideal alternative for eCommerce funding, whether you’re looking to scale up while not being forced to give up ownership.

Stenn's RBF services

At Stenn, we understand the unique eCommerce funding needs. Our RBF solutions are designed to provide quick, flexible funding that scales with your revenue, ensuring that you have the financial stability to grow your business without undue stress.

Unique features of Stenn’s RBF offering

• High approval rates: RBF is more accessible than traditional bank loans.
• Quick access to capital: funds can be disbursed within as little as 48 hours, providing timely support for growth initiatives.
• Revenue-linked repayments: repayments are tied to revenue, reducing financial strain during slower periods.
• Non-dilutive: Get funding without relinquishing ownership or control of your business, leaving you to only pay what’s owed, based on your revenue. 
• Partner with the next-gen capital platform: we provide financing in over 74 countries and at present, we’ve provided $20 Billion in non-dilutive funding.
  

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Reasons RBF supports financial stability

Repayment flexibility

With RBF, repayments are a fixed percentage of your revenue. Meaning during low-income periods, your repayments decrease, easing the financial burden and allowing you to focus on growing your business.

No equity dilution

RBF enables you to maintain full control of your company. You don’t have to give up any ownership, so that your vision and decision-making power remain intact.

Alignment with business growth

As your revenue increases, so does the amount of funding available to you. This scalable approach supports your growth initiatives without adding financial pressure.

Quick access to capital

Stenn’s streamlined application process ensures you get the funds you need, at speed. This rapid access to capital can be crucial for seizing business opportunities and maintaining operations.

Risk mitigation

By tying repayments to revenue, RBF reduces the risk of default and financial distress during economic downturns, providing a safety net that traditional loans often lack.

How to use RBF for financial stability
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Steps to get started with RBF:

• Assessing Your business’s eligibility: review your revenue history and projections to ensure RBF is a good fit.
• Preparing necessary documentation: gather financial statements, revenue reports, and other relevant documents.
• Applying to Stenn: complete our online application HERE and submit your documentation for review.

Tips for making the most of RBF

• Planning for revenue fluctuations: create a financial plan that accounts for potential ups and downs in revenue.
• Leveraging RBF for growth initiatives: use the funding to invest in areas that will drive growth, such as marketing, product development, or expanding your team.
• Common challenges and how to overcome them: stay informed about market conditions and adjust your strategies accordingly. Maintain clear communication with your financing provider to navigate any difficulties.
  
  

Revenue-based financing offers a flexible, growth-aligned solution for eCommerce businesses seeking financial stability. With our RBF services, you can access the capital you need without sacrificing control or taking on undue financial risk.

To explore how RBF can support your business, contact Stenn for a consultation or start the application process click HERE.

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