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Revenue-Based Financing - flexible finance that drives incredible growth

28 May

,

2024

Whether you're starting up or scaling up, finding a flexible finance solution can revolutionize the way your business operates. Cue - Revenue Based Financing (RBF). A unique and flexible way for businesses to access future revenues, today. Empowering you to fuel your growth and break free from the constraints of traditional financing.

So, what is Revenue-Based Financing?

RBF is a dynamic and innovative financing solution designed to help businesses access capital quickly, efficiently - using an innovative payment plan. This form of financing allows your businesses to receive an advance upfront, based on projected revenues. In return, you repay a percentage of your weekly sales, plus a fixed fee, until the advanced amount is fully paid off.

This gives you access to the funds you need to invest in your business right now, without worrying about fixed monthly payments or diluting your equity. Unlike traditional loans or financing options, RBF is completely fair, in that your repayments adjust in line with your revenue. When your sales increase, your repayments do too, and vice versa. This means that you only repay what you can afford - so your business will always be able to keep up with repayments.

What Can I Use the Funds For?

Well, in short, pretty much whatever you think will help your business grow.

This includes:

  • Opportunity for inventory expansion
  • More capital for advertising and marketing
  • Stability through seasonal fluctuations
  • Agility to scale operations
  • Capability for technology
  • Infrastructure investments

RBF equips you with working capital that best suits your business goals, driving growth and innovation within your business without the restrictions of traditional loans.

How Do Repayments Work?

Repayments are straightforward and flexible - in that each week, a fixed percentage of your sales is automatically deducted to repay the advance. So during periods of high revenue, your repayments will be higher, and during slower periods, your repayments will be lower. This adaptive repayment structure means your business is not strained by fixed payment obligations - giving you financial relief during slow periods.

For example, if your weekly sales increase, the repayment amount will increase, allowing you to pay off the advance faster. Alternatively, if sales decrease, your repayment amount will adjust so that you can manage your cash flow effectively.

What Information Do I Need to Provide?

With Stenn as your partner, scaling up and securing the next opportunity is a natural move.

We streamline the application process by accurately assessing your business's financial health otherwise we try to keep the process as simple as possible.

How to apply:

  1. Sign up and provide some information about your business.
  2. Connect your business banking accounts.
  3. Get the limit from the Stenn platform and confirm the amount you need.
  4. Get funded!

RBF with Stenn is more than just us giving you funding; it's a partnership where we’re fully invested in your aspirations. By giving you access to future revenues, you can invest in your growth, manage your cash flow effectively, and achieve your ambitious business goals.

Apply for RBF today - click here.

Stenn is a global trade finance company dedicated to empowering businesses of all sizes with flexible, tailored alternative financing solutions. Since 2016, Stenn has powered over $19 billion in financed assets, supported by trusted partners including Citi Bank, Goldman Sachs, HSBC, and Natixis. 

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About Stenn

Since 2016, Stenn has powered over $20 billion in financed assets, supported by trusted partners, including Citi Bank, HSBC, and Natixis. Our team of experts specializes in generating agile, tailored financing solutions that help you do business on your terms.

Talk to our team to get started

Want to take Stenn for a test run? Ready to go all in? Either way, we want to hear from you.
eCommerce
SaaS
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Importers
Exporters
Trade
eCommerce
SaaS
Subscription
Importers
Exporters
Trade

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